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Most beneficiaries ‘extremely satisfied’ with life insurers

Satisfied customers make for happy life insurance agents.
June 12th, 2013

Most beneficiaries say they are supremely satisfied with the claims experience.

Survey: Fewer companies to continue offering prescription drug coverage

Most employer make prescription drug coverage available to their workers, but that may no longer be the case under the ACA.
June 11th, 2013

A recent poll indicates that fewer companies intend to maintain offering pharmacy benefits to those workers who are Medicare eligible.

Many seniors at risk for running out of retirement income

Most seniors need 70 percent of their annual income to retire and provide for their cost of living.
June 11th, 2013

Based on the results of a recent report, many seniors could use some extra cash flow, as a substantial number of them have income levels that aren’t conducive to a prosperous retirement.

Paying tribute to older Americans

Older Americans were celebrated this past month.
May 29th, 2013

As May draws to a close, agents would be remiss if they did not take into account and pay their respects to their elders, as this happens to be Older Americans Month.

Deferred income annuities becoming more popular

Deferred income annuities appear to be a more popular type of offering people are purchasing.
May 23rd, 2013

Among the issues agents have to consider after collecting annuity leads is what type of product offering to suggest to their customer. And based on a new poll, there appears to be considerable interest in deferred income annuities.

Study: Generation X sustains largest recessionary blow

A new report suggests Generation X was hurt more than any other, financially speaking, during the recession.
May 20th, 2013

After the most recent recession that affected just about every adult American, agents may have found some commonalities among their insurance leads with regards to the financial impact the down period had on customers and the coverages they were looking for.

Factors to keep in mind before determining proper amount of life coverage

Customers themselves should be the chief deciders of how much life coverage is sufficient.
May 20th, 2013

When it comes to dealing with life insurance leads, sometimes the easiest part of the process is actually finding the leads themselves. Where things can get tricky is explaining to customers how much coverage they require based on their individual needs, which of course differ from one client to the next.

Majority of Americans say they’re in an inopportune fiscal state

Many Americans say their financial security is less than stellar.
May 14th, 2013

According to a study, which was conducted by Northwestern Mutual, more than 50 percent of respondents said that they aren’t in an as good of shape financially at their present age as they thought they’d be when they were younger.

Poll finds more of today’s younger generations saddled with financial stress

A new poll shows Generations X and Y  often aren't as satisfied with their financial stability as baby boomers appear to be.
May 13th, 2013

Because they traditionally have fewer responsibilities when compared to adults who are middle-age, insurance leads that derive from young adults usually don’t have the type of stress that baby boomers have. But a new survey indicates that today’s generation of young adults are as anxiety ridden as ever, mainly over their financial situation.

Women, not men, more likely to focus on financial issues, poll finds

Financial issues are more of a focus among women.
May 10th, 2013

As a general rule, there’s a fairly even split in leads for insurance agents deriving from men versus women. But when insurance needs have to do with financial planning, a recent survey suggests that they will typically result from the female gender.